Income Tax Refund

I just got my income tax refund back the other day. Certainly when one receives money back, there is always the temptation to spend it on something we want. I am no exception and my first thought was, new computer or a plasma tv! I am going to resist temptation though and put the money towards one of my financial goals. I haven't decided yet, but it will probably be the home down payment or the emergency fund. If you are tempted to spend your refund, stop and ask yourself if you really need that item. More than likely you don't! Instead, spend it on a good dividend paying company that constantly increases the dividend. You will thank yourself later!